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Privacy Policy

Privacy Policy
Effective Date: 01/01/2025

Welcome to RedditBI.com. We value your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, and safeguard your information when you visit or interact with our website. By using RedditBI.com, you agree to this policy. If you do not agree, please discontinue use of our site.

1. Information We Collect
a) Personal Information
You may voluntarily provide personal details such as:
• Name, email address, or contact info via forms or comments
• Information submitted for newsletter subscriptions or collaborations
b) Non-Personal Information
Automatically collected via cookies and analytics tools:
• IP address, browser type, and device information
• Pages visited, time spent, and referral source
• Geolocation (at a general level like city or country)

2. How We Use Your Information
We use the information we collect to:
• Improve website content, layout, and user experience
• Respond to inquiries or comments
• Send promotional and informational emails (if subscribed)
• Display personalized content and advertisements
• Track affiliate commissions and user engagement
• Share educational information on financial services including loans and insurance

3. Use of Cookies and Tracking
We use cookies, web beacons, and pixels to:
• Store user preferences
• Analyze visitor behavior
• Serve relevant ads through platforms like Google AdSense and others

You can disable cookies in your browser settings; however, doing so may affect some features of the site.

4. Affiliate Marketing & Sponsored Links
RedditBI.com earns revenue through affiliate links. When you click these links and make a purchase or sign up for a service, we may earn a small commission — at no extra cost to you. This applies to products, insurance services, and loan-related offers. We only partner with trusted platforms, but we recommend reading their terms and privacy policies before submitting any personal or financial information.

5. Loans and Financial Product Promotions
We may publish blog content or display promotional materials related to loans (personal, business, secured, etc.) from third-party platforms or affiliate partners.
Please note:
• RedditBI.com is not a loan provider or financial institution
• Any personal or financial information you submit for loan services is done directly through the third-party service provider
• We do not collect or store sensitive loan-related data (such as income details, PAN, Aadhaar, bank account info, etc.)
• We do not influence interest rates, loan approval, or terms — these are set by the respective third parties
Users are encouraged to verify all loan terms and conditions directly with the respective lenders.

6. Third-Party Ads and Services
We use Google AdSense and other ad networks, which may:
• Collect anonymized browsing data for ad targeting
• Use cookies and similar tracking technologies

You can control ad personalization here:
• Google Ad Settings: https://adssettings.google.com
• General opt-out: https://optout.aboutads.info
We are not responsible for data policies of external advertisers.

7. Data Security
We take appropriate steps to protect your data from unauthorized access. However, no online platform is 100% secure. Use RedditBI.com at your own risk.

8. Your Rights (GDPR & CCPA Compliance)
Depending on your region, you may:
• Request access or deletion of your personal data
• Correct or update your data
• Opt out of email marketing
• File a complaint with your regional data protection authority

To make such a request, please contact us via the email below.

9. Children’s Privacy
Our content is not intended for children under the age of 13. We do not knowingly collect data from children.

10. Changes to This Policy
We may update this Privacy Policy from time to time. We encourage you to review it periodically. Your continued use of RedditBI.com constitutes your acceptance of any updates.

11. Contact Us
For any privacy-related inquiries:
📧 Email: info@redditbi.com
🌐 Website: https://www.redditbi.com